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Steps to becoming debt free: Enter your debts Enter your monthly payment budget Choose a debt payoff strategy - Dave Ramsey's Debt Snowball (lowest balance first) - Debt Avalanche (highest rate first)
Debt Payoff Planner determines the optimum payment plan and how long it will take until you can be debt free.
We believe that becoming debt free requires an easy starting point. For this reason we've tried to make the debt calculator in the Debt Payoff Planner as easy to use as possible.
In addition to being a debt and loan tracker, we are also trying to help point out some possible next steps with articles focused on how to pay off student loans, auto loans, and credit cards faster. Also, there is some tips on credit card balance transfers as well as strategies for debt consolidation.